Homeowners in these seven states pay at least $900 less than the national average for home insurance.
In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from ...
Homeowners insurance is much more expensive than renters insurance, which costs between $14 and $30 per month. With average annual premiums of around $1,900 for homeowners insurance, you might be ...